Established in 2013 as an alternative to an inefficient sales management position, Excel Capital’s founder had a vision of serving the small business community with a clear focus on providing easy access to working capital. After working for a company that lacked strong customer satisfaction or long-term employee retention, this new model was established with goals to provide the best practices and customer service. By uniquely focusing on core business performance and current earnings instead of following the traditional path of credit scores and risk valuation, this visionary was confident he could make a difference.
Today that same mission to help small businesses to easily access typically hard-to-obtain funding has been successful. With options available for all industries without consideration of credit history or time in business, our 2016 reports indicate we facilitated over $75 million in funding for more than 500 client transactions since 2013. By empowering business owners with the funds to keep up with daily operations, hire new employees, purchase equipment or inventory, expand or grow their companies, we are contributing to a stronger economic environment for all. And by simplifying the process to acquire those dollars, they can use that time more efficiently to do what they do best – run their companies.
It’s our plan to further improve our product offerings to accommodate even more funding requests. By partnering with industry leaders, we’ll be better equipped to support our customers and improve their business performance. In addition, we’ll work diligently to fully utilize the latest technologies to maximize efficiency. We’ll then be able to better manage client accounts with a goal toward creating more innovative solutions at affordable prices.
Excel Capital Management is led by a group of respected experts with backgrounds in finance, business management, sales, telecommunications, executive recruiting and publishing. Equipped with hands-on experience in a variety of industries, our specialists are better prepared to help small businesses navigate past the traditional obstacles of bank financing and guide them toward easier, alternative funding.
We are committed to providing merchants with a better means of obtaining working capital. We recognize that many of the problems companies incur are beyond their control, and we won’t penalize them for less than perfect credit, no credit, no collateral or any other hardship. We promise to make the process as painless as possible and get businesses the funding they need without a hassle. A simple application, fast approval time and funds transfer, attractive rates and repayment options, and the company is ready to move forward.
Excel Capital Management offers the following loan product:
Business Lines of Credit
Do I qualify?
You must have a business that operates in the US, has been around for at least one year and generates at least $15,000 in monthly revenue. Keep in mind that specific loan types come with stricter eligibility criteria and include more factors such as your personal credit score and annual profits.
With one application, you’ll be able to see if you’re qualified to borrow from both Excel Capital Management and several other lenders. This can help save a significant chunk of time as well as make it easier for you to get approved. All 50 states serviced. You don’t have to worry about living in a state that Excel doesn’t service. As long your business operates in the US and meets the other eligibility criteria, you can apply no matter which state you’re located in.
Min Loan Amount Varies by loan type
Max. Loan Amount Varies by loan type
Min APR From 2.75%
Requirements: Your business must operate in the US, be at least 1 year old and have monthly revenue of $15,000+.
108 Greenwich St., 5th Fl New York, NY 10006