Does your bank make you wait 5 to 7 days for your funds to clear? At Check Cashing USA™, you walk in with a check and you walk out with CASH. As an established financial institution, Check Cashing USA™ offers short-term cash solutions along with great customer service. Check Cashing USA™ has many locations strategically placed throughout South Florida to make sure your money is around the corner. Call or come by your nearest location today.
Check Cashing USA™ is here for you when you need cash fast. We help people every day with Payday Loans, Check Cashing, Money Transfers and other Financial Services. Trust South Florida’s oldest money service business servicing our customers for the last 30 years.
Sometimes people need emergency cash to meet unexpected expenses quickly and conveniently. Some typical circumstances requiring fast cash include: emergency car repairs, sudden repairs to the home, that suddenly unbearable toothache, or a child’s trip to the Urgent Care Center may require an emergency cash advance. Payday loans are also known as cash advance, short term loans, payday advances, cash loans, fast cash, fast loans, bad credit loans and deferred deposit transaction. No matter what you call them, payday loans can get you through your financial crisis. A typical Payday Loan is from $50-$500 and can be obtained by visiting one the Check Cashing USA™ locations.
At Check Cashing USA™, you simply write out a personal check for the amount you are qualified to borrow plus the finance charges, and you receive your cash instantly. The check is held up to 31 days to allow for your next payday; at that time you may pay off your loan in cash or we will deposit your check to pay it off.
Applying for and obtaining a Payday Loan is relatively simple. You will need a valid bank account, a steady source of income, and identification. The typical term for a Payday Loan is 14 days. Your eligibility is subject to a statewide database.
What to Bring for a Payday Loan:
Government Issued ID
Latest Checking Account Statement
Most Recent Proof of Income
Social Security Card (We can verify if you do not have your card)
Simple Payday Loan process:
1. Fill out a quick application on line or vist one of our 34 locations.
2. Go to the nearest Check Cashing USA™ store
3. Write personal check for loan amount plus fee
4. Get your payday loan in minutes
5. We hold the check until your due date
6. Return to repay payday loan in cash on due date and reclaim your personal check
Minimum Loan Amount $50
Maximum Loan Amount $500
Payment Due $555
The Annual Percentage Rate (APR) is based on a 14-day term. Loan terms depend on a borrower’s pay frequency and pay date. Eligibility of a loan will depend on the borrower’s income.